FAQs

FirstHomes Africa is a behavioral mortgage readiness platform that helps everyday Africans build the financial habits, creditworthiness, and equity needed to qualify for their first home, without needing an existing credit history or large upfront deposit.

No. FirstHomes Africa does not start with your credit score. We start with your intent and your habits. As you save consistently and demonstrate financial discipline, we build your readiness profile from scratch.

When you activate your Home Plan, an equity wallet is created for you. Every contribution you make goes toward your down payment and is held securely through our partner banking infrastructure. Your balance grows with every deposit.

It depends on your savings consistency, income regularity, and how quickly you complete verification. Some members reach readiness faster than others. The Habit-O-Meter shows your progress in real time so you always know where you stand.

Yes. FirstHomes Africa does not hold your money directly. All equity contributions are held in a custodial structure managed by licensed partner banks, keeping your funds secure and regulated at all times.